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The Choice Environment and Diminishing Returns of Choice on the Health Insurance Exchanges- [electronic resource]
The Choice Environment and Diminishing Returns of Choice on the Health Insurance Exchanges...
The Choice Environment and Diminishing Returns of Choice on the Health Insurance Exchanges- [electronic resource]

Detailed Information

Material Type  
 단행본
 
0016933267
Date and Time of Latest Transaction  
20240214101225
ISBN  
9798379910327
DDC  
614
Author  
Poehler, Diana Christine.
Title/Author  
The Choice Environment and Diminishing Returns of Choice on the Health Insurance Exchanges - [electronic resource]
Publish Info  
[S.l.]: : University of Washington., 2023
Publish Info  
Ann Arbor : : ProQuest Dissertations & Theses,, 2023
Material Info  
1 online resource(117 p.)
General Note  
Source: Dissertations Abstracts International, Volume: 85-01, Section: A.
General Note  
Advisor: Wong, Edwin.
학위논문주기  
Thesis (Ph.D.)--University of Washington, 2023.
Restrictions on Access Note  
This item must not be sold to any third party vendors.
Abstracts/Etc  
요약The Affordable Care Act (ACA) Health Insurance Exchanges (HIXs) were designed to encourage price competition in the individual and small group market by providing a platform where enrollees could purchase and compare across numerous health plan options. However, the average number of plan options available to an HIX enrollee quadrupled from 26 to 108 plans between 2019 and 2022. While the extant literature suggests that having an assortment of plan options can benefit enrollees, too many options may be detrimental to enrollee well-being and have cascading effects on market competition. Little is known about the maximum number of choices to offer on the HIXs. In this dissertation, we explore the changing dynamics of health plan menus on the HIXs and identify menu sizes where additional plan options cease to benefit enrollees. Because plan standardization was implemented for a subset of health plans on the HIXs in plan year 2023, we explore these menu sizes both with and without standardization. We found significant plan churn in the HIXs as few plans were offered for more than two consecutive years and the overall number and characteristics of HIX plans varied across time. We also found that enrollees stopped valuing new plans after 80 plans under no standardization and after 20 plans under some - or complete - standardization. These estimated maximum menu sizes are smaller than the average menu size offered on HIXs in 2022 suggesting that HIXs may be able to reduce the number of health plan options available to enrollees without negatively impacting enrollee well-being. Continuing to expand this knowledge base may guide policymakers as they work to improve competition and enrollee choice on the HIXs.
Subject Added Entry-Topical Term  
Health sciences.
Subject Added Entry-Topical Term  
Health care management.
Index Term-Uncontrolled  
Health plan options
Index Term-Uncontrolled  
Health Insurance Exchanges
Index Term-Uncontrolled  
Market competition
Index Term-Uncontrolled  
Policymakers
Index Term-Uncontrolled  
Enrollee well-being
Added Entry-Corporate Name  
University of Washington Health Systems and Population Health
Host Item Entry  
Dissertations Abstracts International. 85-01A.
Host Item Entry  
Dissertation Abstract International
Electronic Location and Access  
로그인 후 원문을 볼 수 있습니다.
소장사항  
202402 2024

MARC

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■035    ▼a(MiAaPQ)AAI30526916
■040    ▼aMiAaPQ▼cMiAaPQ
■0820  ▼a614
■1001  ▼aPoehler,  Diana  Christine.
■24510▼aThe  Choice  Environment  and  Diminishing  Returns  of  Choice  on  the  Health  Insurance  Exchanges▼h[electronic  resource]
■260    ▼a[S.l.]:▼bUniversity  of  Washington.  ▼c2023
■260  1▼aAnn  Arbor  :▼bProQuest  Dissertations  &  Theses,  ▼c2023
■300    ▼a1  online  resource(117  p.)
■500    ▼aSource:  Dissertations  Abstracts  International,  Volume:  85-01,  Section:  A.
■500    ▼aAdvisor:  Wong,  Edwin.
■5021  ▼aThesis  (Ph.D.)--University  of  Washington,  2023.
■506    ▼aThis  item  must  not  be  sold  to  any  third  party  vendors.
■520    ▼aThe  Affordable  Care  Act  (ACA)  Health  Insurance  Exchanges  (HIXs)  were  designed  to  encourage  price  competition  in  the  individual  and  small  group  market  by  providing  a  platform  where  enrollees  could  purchase  and  compare  across  numerous  health  plan  options.  However,  the  average  number  of  plan  options  available  to  an  HIX  enrollee  quadrupled  from  26  to  108  plans  between  2019  and  2022.  While  the  extant  literature  suggests  that  having  an  assortment  of  plan  options  can  benefit  enrollees,  too  many  options  may  be  detrimental  to  enrollee  well-being  and  have  cascading  effects  on  market  competition.  Little  is  known  about  the  maximum  number  of  choices  to  offer  on  the  HIXs.  In  this  dissertation,  we  explore  the  changing  dynamics  of  health  plan  menus  on  the  HIXs  and  identify  menu  sizes  where  additional  plan  options  cease  to  benefit  enrollees.  Because  plan  standardization  was  implemented  for  a  subset  of  health  plans  on  the HIXs  in  plan  year  2023,  we  explore  these  menu  sizes  both  with  and  without  standardization.  We  found  significant  plan  churn  in  the  HIXs  as  few  plans  were  offered  for  more  than  two  consecutive  years  and  the  overall  number  and  characteristics  of  HIX  plans  varied  across  time.  We  also  found  that  enrollees  stopped  valuing  new  plans  after  80  plans  under  no  standardization  and  after  20  plans  under  some  -  or  complete  -  standardization.  These  estimated  maximum  menu  sizes  are  smaller  than  the  average  menu  size  offered  on  HIXs  in  2022  suggesting  that  HIXs  may  be  able  to  reduce  the  number  of  health  plan  options  available  to  enrollees  without  negatively  impacting  enrollee  well-being.  Continuing  to  expand  this  knowledge  base  may  guide  policymakers  as  they  work  to  improve  competition  and  enrollee  choice  on  the  HIXs.
■590    ▼aSchool  code:  0250.
■650  4▼aHealth  sciences.
■650  4▼aHealth  care  management.
■653    ▼aHealth  plan  options
■653    ▼aHealth  Insurance  Exchanges
■653    ▼aMarket  competition
■653    ▼aPolicymakers
■653    ▼aEnrollee  well-being
■690    ▼a0566
■690    ▼a0501
■690    ▼a0769
■71020▼aUniversity  of  Washington▼bHealth  Systems  and  Population  Health.
■7730  ▼tDissertations  Abstracts  International▼g85-01A.
■773    ▼tDissertation  Abstract  International
■790    ▼a0250
■791    ▼aPh.D.
■792    ▼a2023
■793    ▼aEnglish
■85640▼uhttp://www.riss.kr/pdu/ddodLink.do?id=T16933267▼nKERIS▼z이  자료의  원문은  한국교육학술정보원에서  제공합니다.
■980    ▼a202402▼f2024

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