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Foster Youth Identity Fraud Victimization: Prevalence and Characteristics, Risk Factors, and Protective Interventions
Foster Youth Identity Fraud Victimization: Prevalence and Characteristics, Risk Factors, a...
Foster Youth Identity Fraud Victimization: Prevalence and Characteristics, Risk Factors, and Protective Interventions

상세정보

자료유형  
 학위논문 서양
최종처리일시  
20250211151330
ISBN  
9798382830360
DDC  
361
저자명  
Gyourko, John.
서명/저자  
Foster Youth Identity Fraud Victimization: Prevalence and Characteristics, Risk Factors, and Protective Interventions
발행사항  
[Sl] : University of Pennsylvania, 2024
발행사항  
Ann Arbor : ProQuest Dissertations & Theses, 2024
형태사항  
124 p
주기사항  
Source: Dissertations Abstracts International, Volume: 85-12, Section: B.
주기사항  
Advisor: Greeson, Johanna K. P.
학위논문주기  
Thesis (Ph.D.)--University of Pennsylvania, 2024.
초록/해제  
요약Identity fraud poses serious risks for youth in foster care. As young people move through various out-of-home placements and schools, their sensitive personal data are often widely disseminated and difficult to secure. When they transition from foster care to adulthood, identity fraud victims with compromised credit histories may be denied loans, employment, insurance, and/or stable and affordable housing, adding barriers to the achievement of key developmental tasks during the already-precarious period of emerging adulthood. To discover and resolve cases of identity fraud, state child welfare agencies are required by federal law to conduct annual credit checks for adolescent youth in foster care. Although the federal credit check mandate was first enacted more than a decade ago, very few studies have investigated the prevalence or nature of foster youth identity fraud victimization, or the risk factors associated with such victimization. To address these knowledge gaps, this dissertation examines credit monitoring and identity protection program outcomes for young people in Virginia's foster care system. Chapter 2 investigates the prevalence, characteristics, and demographic correlates of identity fraud victimization among a population-based cohort of 4,670 youth who received credit checks from November 2015 through December 2021. In Chapter 3, logistic regression is used to examine demographic and foster care placement factors associated with differing odds of victimization among a subsample of 1,176 cohort youth who received a credit check during Virginia state fiscal year 2021. In a separate but related analysis, Chapter 4 explores the implementation of credit freezes as protective interventions for vulnerable children in foster care. Findings from these studies underscore the importance of credit monitoring and identity protection practices in foster care service contexts.
일반주제명  
Social work
일반주제명  
Criminology
일반주제명  
Public policy
일반주제명  
Social psychology
일반주제명  
Finance
키워드  
Vulnerable children
키워드  
Credit reports
키워드  
Foster care
키워드  
Identity fraud victims
키워드  
Identity theft
키워드  
Foster youth identity
기타저자  
University of Pennsylvania Social Welfare
기본자료저록  
Dissertations Abstracts International. 85-12B.
전자적 위치 및 접속  
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MARC

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■1001  ▼aGyourko,  John.
■24510▼aFoster  Youth  Identity  Fraud  Victimization:  Prevalence  and  Characteristics,  Risk  Factors,  and  Protective  Interventions
■260    ▼a[Sl]▼bUniversity  of  Pennsylvania▼c2024
■260  1▼aAnn  Arbor▼bProQuest  Dissertations  &  Theses▼c2024
■300    ▼a124  p
■500    ▼aSource:  Dissertations  Abstracts  International,  Volume:  85-12,  Section:  B.
■500    ▼aAdvisor:  Greeson,  Johanna  K.  P.
■5021  ▼aThesis  (Ph.D.)--University  of  Pennsylvania,  2024.
■520    ▼aIdentity  fraud  poses  serious  risks  for  youth  in  foster  care.  As  young  people  move  through  various  out-of-home  placements  and  schools,  their  sensitive  personal  data  are  often  widely  disseminated  and  difficult  to  secure.  When  they  transition  from  foster  care  to  adulthood,  identity  fraud  victims  with  compromised  credit  histories  may  be  denied  loans,  employment,  insurance,  and/or  stable  and  affordable  housing,  adding  barriers  to  the  achievement  of  key  developmental  tasks  during  the  already-precarious  period  of  emerging  adulthood.  To  discover  and  resolve  cases  of  identity  fraud,  state  child  welfare  agencies  are  required  by  federal  law  to  conduct  annual  credit  checks  for  adolescent  youth  in  foster  care.  Although  the  federal  credit  check  mandate  was  first  enacted  more  than  a  decade  ago,  very  few  studies  have  investigated  the  prevalence  or  nature  of  foster  youth  identity  fraud  victimization,  or  the  risk  factors  associated  with  such  victimization.  To  address  these  knowledge  gaps,  this  dissertation  examines  credit  monitoring  and  identity  protection  program  outcomes  for  young  people  in  Virginia's  foster  care  system.  Chapter  2  investigates  the  prevalence,  characteristics,  and  demographic  correlates  of  identity  fraud  victimization  among  a  population-based  cohort  of  4,670  youth  who  received  credit  checks  from  November  2015  through  December  2021.  In  Chapter  3,  logistic  regression  is  used  to  examine  demographic  and  foster  care  placement  factors  associated  with  differing  odds  of  victimization  among  a  subsample  of  1,176  cohort  youth  who  received  a  credit  check  during  Virginia  state  fiscal  year  2021.  In  a  separate  but  related  analysis,  Chapter  4  explores  the  implementation  of  credit  freezes  as  protective  interventions  for  vulnerable  children  in  foster  care.  Findings  from  these  studies  underscore  the  importance  of  credit  monitoring  and  identity  protection  practices  in  foster  care  service  contexts.
■590    ▼aSchool  code:  0175.
■650  4▼aSocial  work
■650  4▼aCriminology
■650  4▼aPublic  policy
■650  4▼aSocial  psychology
■650  4▼aFinance
■653    ▼aVulnerable  children
■653    ▼aCredit  reports
■653    ▼aFoster  care
■653    ▼aIdentity  fraud  victims
■653    ▼aIdentity  theft
■653    ▼aFoster  youth  identity
■690    ▼a0452
■690    ▼a0627
■690    ▼a0630
■690    ▼a0508
■690    ▼a0451
■71020▼aUniversity  of  Pennsylvania▼bSocial  Welfare.
■7730  ▼tDissertations  Abstracts  International▼g85-12B.
■790    ▼a0175
■791    ▼aPh.D.
■792    ▼a2024
■793    ▼aEnglish
■85640▼uhttp://www.riss.kr/pdu/ddodLink.do?id=T17161251▼nKERIS▼z이  자료의  원문은  한국교육학술정보원에서  제공합니다.

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